body {
margin: 0px;
padding: 0px;

font: normal 13px "Arial", Arial, serif;
}

.header1{
background-color:#FFFFFF;
height:100%;}

.header2{
height:98px;
text-align:center;
background-color:#EAF5FD;

}

.footer{

margin-top:15px;
text-align:center;
font-size:12px;
padding: 15px;}

h1{
font: 36px Palatino, "Arial", Arial, serif;
color: #006699;
font-weight:bold;
margin:0px;
padding-top:15px;
letter-spacing:-2px;}

.main_holder{
width:100%;
margin-left:auto;
margin-right: auto;
margin-top:15px;
}



h2{
color:#006699;
margin-top:3px;
margin-bottom:3px;
font-weight:bold;
font: 25px Palatino, "Arial", Arial, serif;
}

h3{
text-transform: uppercase;
font-size:11px;
color:#003366;

background-position: 0px 16px;
padding-bottom:5px;
margin:0px;
}

.nav-bg-outer{
padding-top:10px;
padding-bottom:3px;}

.nav-bg{
background-color:#EAF5FD;
}

.nav{
color:#006699;
font-size:12px;}

.nav-bg-inner{
font-size:12px;
font-weight:bold;
color:#FF0000;
margin-left:auto;
margin-right:auto;
text-align:center;
width:100%;}

a, a:link a:visited{
color:#FF0000;
font-size:11px;
font-weight:bold;
text-decoration:none;}

a:hover{
color:#20684E;}